Last month, I decided to test out Progressive’s Snapshot device in hopes of saving money on my car insurance. The Snapshot device plugged into my car’s OBD2 port and monitored my driving habits over the course of a month. “Good drivers” get rewarded with up to 30% extra savings on their car insurance!
Unfortunately, Progressive doesn’t like the way I drive.
The Snapshot device monitors things such as hard braking, rapid acceleration, miles driven, and the time of day. Based on those statistics, they determine your risk factor. My biggest issue, as you can see in the screenshot below, is that I drive too aggressively..
Why? Because race car!
If I had a 30-40 mile commute to work each day, I could probably benefit from Snapshot. But since most of my driving is around town (with LOTS of traffic), it didn’t really work for me.
What’s really neat about the Snapshot program is that you get weekly e-mail updates showing you your driving stats. If it says you’re braking hard too often, you can adjust your driving habits to make Snapshot happy.
Overall, it’s a cool program that rewards good drivers, and if you’re looking to knock down your car insurance rates, I’d definitely recommend checking it out!
Content and/or other value provided by our partner, Progressive.