You might think that prenuptial agreements are only necessary for Hollywood celebrities or titans of industry, and that broaching this sensitive subject with your future spouse might cause some friction.
But here’s the thing. While you hope that you’ll be with your future wife for the rest of your life, statistics paint a far bleaker picture. So signing a prenup that establishes the property and financial rights for each of you is wise “just in case”, especially if either one of you has personal or business assets from before your marriage, or debt that you don’t want the other to be responsible for.
Sadly, I’ve had more than a few friends get divorced over the past few years, and in each case they got taken to the cleaners. My one buddy lost his house, assumed his wife’s credit card debt ($80K), and is stuck paying alimony to her for the next six years, and he now lives in a dumpy apartment. How is that even remotely fair?!
When he got married, be thought that they’d be together “till death do us part”, so he didn’t see the need for a prenup. But he learned his lesson the hard way, and he’s definitely getting a prenup drafted up if he decides to get married again. An expensive lesson learned the hard way, that’s for sure..
Listen, I get it. Telling your significant other that you want them to sign a prenuptial agreement is unromantic, could create some resentment, or make it seem like there’s a lack of lifetime commitment to one another. But as you can see, if things go south in your marriage, it can get ugly.. and expensive.
So before you get married, talk to your fiancé about why the two of you should consider a prenup, and talk to an attorney like the family lawyers Parramatta, who can draft up a prenup that’s agreeable to all parties.
Hopefully you’ll beat the odds and have a happy, life-long marriage. But if you don’t, you’ll be happy you had her sign that prenup before getting married!
Everything You Need To Know To Save Big During Amazon Prime Day
Get excited people, because Amazon Prime Day kicks off today at 3pm ET, and the shop-till-you-drop extravaganza promises more than one million deals during the 36-hour sale..
As the name suggests, Prime Day dishes up exclusive deals for Amazon Prime subscribers (all 100 million of them), so if you find something you like but you’re not a member yet, you can sign up for their 30-day trial to take part in the sale.
If it’s anything like previous years, this Black Friday of July will have some crazy-good deals on computers, electronics, gear, services, and everything in between. Amazon says they will be releasing new Lightning Deals and Spotlight Deals, so keep refreshing that browser!
While Amazon hasn’t released a list of what’s going on sale yet, there are already some very solid deals available:
The Echo Show brings you everything you love about Alexa… now enhanced with visuals. You can watch video content, see music lyrics, security camera footage, weather forecasts, photos, to-do and shopping lists, browse and listen to Audible audiobooks, and more. Right now it’s on sale for $129, and that’s far and away the cheapest we’ve seen this device.
AmazonBasics offers everyday items like HDMI cables, batteries, and audio cables for your electronics, as well as home necessities like bed sheets, bath towels, and knife sets. They’re always value priced, but right now they’re up to 20% cheaper.
Looking for a nice TV for a guest bedroom, home gym, college dorm, or other smaller space? You’ll be hard-pressed to find a better deal than this Hisense 40-inch 1080p LED TV, which is currently on sale for $185. That’s stupid cheap, and at this price, you can be sure these will sell out quick. So if you want one, don’t delay!
If you’re looking to spruce up your place with a new couch, furniture, or other home décor, Rivet and Stone & Beam offer some great options that won’t break the bank. Seriously, who knew Amazon sold this kind of stuff?!
Save up to 50% off popular movies including ‘Wonder’, ‘Downsizing’ and ‘Black Panther’. Sure, you could save a few cents by going to Redbox, but then you’ve got to go back out to return it afterwards. This is nice and easy.
Kindle Unlimited gives you unlimited access to over 1 million books. This robust library normally costs $10 per month, but if you sign up during Prime Day, you can get the first three months for just $1. (Just remember to cancel your subscription afterwards, or you’ll be billed $9.99/month thereafter)
Much rather listen to your books? Amazon’s audiobook subscription normally costs $14.95 per month, but right now you can lock in a rate of $4.95/month for three months. Better still, it doesn’t look like this deal is reserved for new users, so you may be able to get that rate even if you’ve tried Audible before.
Like we said, be sure to keep checking Amazon’s website over the next 36 hours, as new deals will be released every five minutes. Last year, shoppers spent $1 billion in just the first two minutes of Prime Day, which explains why Jeff Bezos is the world’s richest person.
How Technology Can Keep Our Guns Safer Than Before
Statistics show that 34 million people are injured or killed after using a defective product. In fact, wrongful death resulting from the use of defective products surpasses the fatality caused by heart disease or cancer in people below the age of 37.
The number of annual wrongful deaths caused by a defective product was higher a decade ago. It was only through the concerted efforts of the Consumer Product Safety Commission and other likeminded agencies that wrongful deaths subsided. The CPSC, with its ability to recall products, has made manufacturers accountable and responsible for their products.
Recently, a jury found that design defect in a riding lawn mower was responsible for the death of its 88-year-old owner. A connection between the lawnmower gas tank and fuel tank came loose, spraying gasoline onto the hot engine. The defective connection was located under the rider’s seat, which caused the owner to catch fire. The CPSC and the court were instrumental in the recall of the lawnmower, as well as the assurance that future riding lawn mowers were safe for consumers everywhere.
However, the CPSC has failed to demand the same level of accountability from gun makers. Up until now, no single firearm has been recalled, even after a number of models were shown to be defective and posed a clear danger to users.
Guns Are The Only Defective Products The Government Won’t Recall
The Food and Drug Administration continuously issues recalls for unsafe cosmetics, food, and drugs. The CPSC can recall anything from a defective teddy bear to a blender. The Department of Transportation can recall a line of defective cars. But the government can’t force a defective firearm from the market.
The gun manufacturers are the only parties who can do anything about a defective handgun or rifle. Furthermore, gunmakers are not required to implement safety features that would make firearms safer, as it routinely happens in other industries. That might be glim news to a lot of gun owners out there, but there is a speck of hope.
Technology Can Make Guns Safer
A group of dedicated researchers have been working on innovative ways to make guns safer. Using technology, the New Jersey Institute of Technology developed a smart gun grip that only fires when the owner pulls the trigger. The smart grip developed by the NJIT recognizes the owner of the gun 99% of the time.
If such technology was implemented in defective handgun models such as the defective Taurus pistols, the wrongful death numbers would have been minimized. Smart grip systems as well as other innovations the NJIT is working on, such as a mechanism to prevent a gun from firing when the magazine is removed, will save a lot of lives if they are implemented.
Other forms of technology that would make guns safer have been implemented in gun safes and gun locks. Experts frequently argue that to provide a way for choosing the best gun safe made easy, technology must be incorporated in gun safes. By incorporating biometric and RFID technologies in gun safes, it could be made so that it can only be opened by the owner.
However, if these technologies are to be implemented to make guns safer, gun manufacturers must be held accountable to the same standards as other consumer manufacturers. They must be legally obliged to include smart safety features on their weapons.
How to Survive A Week In The Middle Of Nowhere
We have all had our exploration fantasies: alone in the woods for weeks, surviving off the land among dangerous animals and the unrelenting forces of Mother Nature.. However, many of us have stuck to pitching tents in the backyard, fearing the very real dangers and isolation of the backwoods.
The truth of the woods lies somewhere in between. Spending extended time in nature can be a great experience if you’re prepared, but it poses some extreme hazards if you’re not. So saddle up your packs and follow these five tips to stay safe in the green.
1. Pack the Necessities
If you’re backpacking or camping away from civilization, you’ll need to make sure you have plenty of food and water sources. Iodine capsules or boiling both work great for sterilizing natural water — preferably from rivers or streams where the water is moving — and freeze-dried or dehydrated meals and trail mix is the best food for its weight. If you are hiking or camping in a dry area, pack plenty of water or thoroughly research alternate methods for finding it in the wild before your expedition.
If you are bringing a canoe with you, your food and water options expand nicely. Packing a gas or propane stove can help you cook your food and boil your water. Smaller backpacking stoves are also a great addition, but they’re not strictly necessary depending on your confidence in starting fires. Never overlook the importance of a little mess kit or metal plate and silverware.
2. Pack the Important Luxuries
Don’t forget the small stuff, either. When you’re out in nature, the last thing you want to do is call off your trip early because of poor planning or seemingly minor oversights. Forgetting a tiny luxury at home (like bug spray or sunblock) can lead to some unbearable and inescapable situations in the rough. Remember, there’s no “inside” to run to when you’re getting chewed by mosquitos and your skin is turning pink.
To note: Toilet paper is lightweight, a great fire starter and biodegradable. Not to mention, it beats wiping with leaves.
3. Research the Wildlife and Terrain
Bear territory? Blackfly season? Wildfire warnings? You should factor all of these when you’re packing and planning. It’s important to ride the line between careful preparation and psyching yourself — and your friends — out.
However, anything that poses a legitimate danger or potentially alters your trip requires some flexibility in your plans. Bear spray, bug spray and knowing where and when you can set fires could all come into play. When in doubt, look online or ask the locals.
Proper hiking attire, rain gear, water shoes or other terrain-specific gear goes a long way and will become more obvious the more you research an area.
Pack a book, bring your whittling knife or a fishing rod. Once you’ve staked camp, you’ll have a ton of free time, and keeping yourself busy takes priority. The isolation of the great outdoors starts to weigh the heaviest when the boredom sets in, and working on a little project while admiring the beauty of your surroundings makes for the best experience.
Leave the phone at home unless you want pictures — you probably won’t have reception after a certain point, and technology is a great way to ruin the camping experience.
5. Consider Your Companions
Running solo has its allure, but you should never be alone in the woods before you have some experience under your belt. Friends help with setup, keep you company and prevent serious emergencies. With that in mind, bring along people who enjoy the outdoors and are willing to pull their weight.
Once you’re sure you have everything you need, focus on having fun! Many of us can’t get outdoors as much as we’d like to, and spending a week in the woods can be just what the doctor ordered.
Sure, everyone forgets to pack something, and there are always unforeseen complications — roll with it and use common sense, and you’ll have a wonderful time regardless. After all, there’s nothing quite like seeing nature up close and personal.