Online shopping is getting more popular by the day, as many people prefer the convenience of shopping for products from the comfort of their own home using their laptop or tablet, rather than dealing with the crowds at the mall. But even though e-commerce is more facile and trustworthy than traditional commerce, many buyers avoid purchasing products online for fear that somebody might steal their financial data or could scam them.
In the following, we will explain everything you need to know about online shopping and we will teach you how to buy and pay online.
1) Choosing your products from a trustworthy source
Nowadays, E-commerce is more developed than ever and the chances of getting scammed are almost non-existent. Still, there are some shady websites that might scam you and take your money without delivering the products or use your financial data in other purposes.
In order to avoid such things, it’s advisable to purchase only from verified online shops, which have some positive reviews and are known to always deliver the products. That’s why you should always perform a background check before placing an order. Focus on the reviews, time of each delivery, quality of the products, prices, etc.
2) Opting for a payment method
Before placing an order, you will be asked to choose a payment option. The most popular options are: credit card, debit card or payment services like Skrill or PayPal. However, you can also opt to pay in Bitcoin, since more and more online stores now accept this payment option. Buying Bitcoin or signing up for a Bitcoin wallet is so simple, that anyone can do it with just a few clicks.
Debit and credit cards are more popular among online buyers, even if they carry additional fees and are more prone to frauds. If you want to avoid that, we recommend you to use an online payment service like PayPal or purchase some Bitcoins.
3) Making sure that you are entitled to a refund
Purchasing from a trustworthy store and choosing a safe payment option will increase your chances of receiving what you’ve paid for, but not by 100%. Some packages can get lost every now and then or they can be damaged during the shipping. It happens, and there is nothing you can do about it.
However, you need to be prepared for this contingency and to make sure that you will be entitled to a refund if your product gets lost or damaged. In order to do that, you will need to see if the store has a policy regarding lost or damaged packages. If they have a “Buyer Protection” policy, then you’re good to go, if not, then you should ask for one or head to another online store.
The technological progress gives us access to a lot of amazing tools and we should take full advantage of them. Crypto-currencies and dedicated payment services are a great method to pay for your products in a safe and sometimes, non-traceable way while having full control of our expenses. Start living in the present and get ready to embrace the technological wonders!